Well it does no good to look at the past and wallow around in self-pity, the damage is done and so is the time to wonder about the what ifs. I simply have to stay focused on the direction my life is heading and be thankful its not worse... although it still can turn into a worse situation. Yesterday, I went to my school to find out how much money I had remaining for my financial aid and they told me... you have none. The current class that I'm taking is being paid for, but my next class will have to come out of my pocket. My financial situation is so bleak, gloomy, and terrifying, that I'm thinking this is just a bad nightmare. But, its not a nightmare, its REALITY! My new direction is FINANCES, there is nothing else that is more important to me right now... and even though I'd like to go into other things, I have to move very slowly when it comes to the decisions I want to make. The only risk I can take at this stage in my life is the risk to my social life and funnel all remaining cash towards getting out of Credit Card debt, and then soon after that paying down my student loans so I can finish my degree in Psychology. I've made a lot of backward ass choices and decisions, and I refuse to run away from it... I will face these challenges and situations head on. Because I'm not a quitter, and I never will quit!!!